SM
Scottish Mutual Pension Funds Investment Limited
ActiveLiveScottish Mutual Pension Funds Investment Limited is an active private limited company incorporated on 16 Dec 1976 (49 years ago), with its registered office in Edinburgh, Scotland. The company operates in Financial services.
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The score, the reasons behind it, and what to do next.
Opportunity scoreOpportunity scoreHow good a fit this company is for what you sell, from 0 to 100. It adds up the signals listed beside it, each weighted by how much it matters to your type of business.CompaniesIQ lens modelConfidence highConfidenceHow much of the score rests on measured data. Below high means at least one signal is not public, so its weight was left out and the score rests on the rest.Share of model weight measured · 100%
72out of 100
Strong commercial fit
Active, reachable and in a growing market
LowModerateStrong
Score bandsLow is under 34, Moderate 34–66, Strong 67 and above. Signals we couldn't check are left out of the maths, not counted as zero.
Weakest point · what to do about it
Reachability · 20% weight
A registered office is on file; phone and web are checked on Pro.
→ Check: search the name and town before you call.
What we checked · weightSelect a row for why
Financial services formations up 7.4% a year nationally.
→ Ask: is trade up for them this year?
4 filings in the last 12 months; status active.
→ Ask: are they still actively trading from this address?
A registered office is on file; phone and web are checked on Pro.
→ Check: search the name and town before you call.
33,335 comparable companies in Scotland.
→ Ask: what makes customers choose them over rivals nearby?
Incorporated 49 yrs ago; scored against an 8-year maturity curve.
→ Ask: how long has the current owner run it?
Companies House · ONS · Nomis · General opportunity model · 100% of the model measurable
Filed accounts · enrichment
Financials
full accounts
No machine-readable accounts to parse yet. New companies often haven’t filed, and some file PDF-only or dormant accounts.
Key factsRegister & sector
Industry growthIndustry growthYearly change in the number of companies being formed in this sector across the UK. The Scotland rate is on the Market tab.Companies House · ONS+7.4%More demand each year
Annual filingAnnual filingThe confirmation statement — a yearly form confirming the company's details. Missing it is the most common reason companies get struck off.Companies House filing historyCurrentUp to date with Companies House
Company ageCompany ageTime since the company was registered. Across most sectors, survival odds improve sharply once a business is past its first five years.Companies House49 yrsPast the riskiest first five years
Local competitionLocal competitionHow many similar companies are registered in this region compared with elsewhere. Very high means a crowded local market.Companies House · ONSVery highMany rivals nearby
How it compares · against 33,335 similar companiesEach box is an index, 0–100 · select one
FinancialAn index from 0 to 100, not a measurement. Higher is healthier. Built from whether accounts are on file.
GrowthAn index from 0 to 100. Higher means the sector is forming new companies faster.
MarketAn index from 0 to 100. Higher means a stronger local market — sector survival rates and regional growth against national.
ComplianceAn index from 0 to 100. Higher means up to date with Companies House.
CompetitionCareful — higher means MORE competitors nearby, not better. An index from 0 to 100 of how crowded the regional market is.
Fit for youYour opportunity score for what you sell, shown here so you can compare it with the other five.
CompetitionRead this one the other way round: a high number means a crowded market, where differentiation matters more than timing.
What to do nextFor any seller
Answers: Is this a live, reachable business in a market worth being in?
Commercial fitStrong
72/100
StatusStatusThe company's status on the Companies House register.Active
AgeAgeTime since incorporation.49 yrs
Sector growthSector growthYearly change in company formations across the sector, UK-wide.+7.4%
Regional densityRegional densityHow many similar companies are in this area compared with the UK average.Very high
A balanced read. Pick the lens that matches what you sell and every number on this page re-weights.
Companies House · ONS
Filing statusOn schedule
334days to go
Accounts are next due 30 Sept 2027; the last set was made up to 31 Dec 2025.
What this means for you: Filings are up to date, which makes this an easier first conversation.
Set a filing alert Companies House
Commercial fit · evidence
What we checked · General opportunity weighting
100% measurable
Market growth
Financial services formations up 7.4% a year nationally.
Company activity
4 filings in the last 12 months; status active.
Reachability
A registered office is on file; phone and web are checked on Pro.
Competitive intensity
33,335 comparable companies in Scotland.
Company maturity
Incorporated 49 yrs ago; scored against an 8-year maturity curve.
Rows marked Not checked are excluded from the score rather than assumed — the missing weight shows up as lower confidence, not as a worse company.
Unlock source scanning Model · General opportunity
Commonly relevant to
Commonly offered to a company like this
These are sector norms, not detected needs. CompaniesIQ never asserts what a company requires — only what the register does and does not show.
Answers: is this market big, growing and survivable — and is the region ahead or behind?
Market summary · financial services
Sector size & momentum
Companies in sector412,300
National growth+7.4%
Scotland+7.3%
New registrations (last 4 quarters)36,940live · all 34 SIC codes in the sector
5-year survival47.2%
This sector is growing roughly in line with the national average in Scotland.
New companies per quarter
Companies House · every incorporation with a SIC code in this sector (34 codes)
Growth & survival
How long companies last here
1-year survival93.1%
3-year survival61.0%
5-year survival47.2%
Of every 100 companies started in this sector, roughly 47 are still trading five years later. This company is past that point.
View methodology ONS Business Demography (reference baseline) · sector baseline, not this company
Local economy · Scotland
The market around it
Population5,545,500
Employment rate74.4%
Economic activity77.6%
Median weekly pay£775.60
Compare regions ONS · Nomis
Trends & outlook
Where the sector is heading
Growth trajectorySteady growth — incorporations rising at a measured pace.
Regional concentrationModerately distributed; Scotland holds about 8% of UK activity.
Emerging locationsGrowth is more evenly spread across regions for this sector.
Sector momentumEstablished presence in the sector.
- 1Scotland is a very high-density market for financial services, with about 33,335 companies in the same industry.
- 2Formation is broadly in line with the national average (+7.3%).
- 3Around 2,828 new companies registered in this industry locally over the last year.
- 4Sector survival sits at 47% over five years — the benchmark for businesses in this classification.
View methodology Derived · ONS BPE sector growth + regional weighting
Answers: how crowded is this market, and where does this company sit against its peers?
Where this company sits · quick peer score for any seller
Score distribution
24 closest comparables
00–20
021–30
031–40
041–50
051–60
261–70
371–80
19 + this one81+
A quick score from register status and company age only, because that is all the peer list carries. To compare like with like, this company is placed on the same quick score (100) — not the full 72/100 at the top of the page. Treat it as a position, not a ranking.
Closest comparables · 33,335 in Scotland · 2,828 new in 12m
Peer companies
| Company | Incorporated | Location | Overall signal | Quick score |
|---|---|---|---|---|
| Executive Benefit Services (U.K.) Limited SC054039 · SIC 66290 | 18 Sept 1973 | Scotland | Active | 100 |
| HMS Financial Limited SC399188 · SIC 66290 | 10 May 2011 | Scotland | Active | 100 |
| Iolaire Financial Limited SC534350 · SIC 66290 | 03 May 2016 | Scotland | Active | 100 |
| Actuali LTD SC745247 · SIC 66290 | 23 Sept 2022 | Scotland | Active | 78 |
| Honest Wealth Management LTD SC734078 · SIC 64999 | 30 May 2022 | Scotland | Active | 80 |
| Ross Ainslie Consulting Limited SC586232 · SIC 66290 | 19 Jan 2018 | Scotland | Active | 100 |
| RP Contracting Limited 12042485 · SIC 66290 | 10 Jun 2019 | South East | Active | 96 |
| QZK LTD 09160133 · SIC 66290 | 04 Aug 2014 | Yorkshire & the Humber | Active | 100 |
| Matheson Charles LTD 13410532 · SIC 66290 | 20 May 2021 | South West | Active | 86 |
| Reb Actuarial Limited 08065592 · SIC 66290 | 11 May 2012 | North West | Active | 100 |
| Gomeric'S Mound Limited 15720546 · SIC 66290 | 14 May 2024 | North East | Active | 69 |
| Personal Assurance Services Limited 03194988 · SIC 66290 | 07 May 1996 | South East | Active | 100 |
| Nix Services Limited 11899176 · SIC 66220 | 22 Mar 2019 | North West | Active | 98 |
| Nelfin LTD 13407210 · SIC 65110 | 18 May 2021 | South East | Active | 86 |
| Portabl.Co LTD 11346691 · SIC 62090 | 04 May 2018 | London | Active | 100 |
| Redwood Trading And Consultancy LTD NI618446 · SIC 46170 | 16 May 2013 | Northern Ireland | Active | 100 |
| Chris Bain Financial Advice LTD 08034205 · SIC 66290 | 17 Apr 2012 | East of England | Active | 100 |
| Dba Wealth Management LTD 06612806 · SIC 66290 | 05 Jun 2008 | Yorkshire & the Humber | Active | 100 |
| Perks Paraplanning Solutions Limited 10402191 · SIC 66290 | 29 Sept 2016 | South West | Active | 100 |
| Red Oak Wealth Management LTD 08763843 · SIC 64999 | 06 Nov 2013 | North East | Active | 100 |
| Pegasus Independent Financial Advice LTD 14141025 · SIC 66290 | 30 May 2022 | South East | Active | 80 |
| Project Birmingham Topco Limited 15748247 · SIC 66290 | 29 May 2024 | West Midlands | Active | 69 |
| Harrington & Horne Financial Services Limited 04589122 · SIC 66190 | 13 Nov 2002 | London | Active | 100 |
| Axis Specialty Finance PLC 08831330 · SIC 66290 | 03 Jan 2014 | London | Active | 100 |
Answers: what is formally on the public register — and what has not been filed yet?
Companies House · filing history
Timeline
- Accounts filedFull accounts21 Jul 2026
- Confirmation statementConfirmation statement with no updates19 May 2026
- Change corporate secretary company with change date14 Nov 2025
- Ownership (PSC) changeChange to a person with significant control10 Nov 2025
- Accounts filedFull accounts01 Oct 2025
- Confirmation statementConfirmation statement with no updates08 May 2025
- Charge satisfiedMortgage satisfy charge full01 May 2025
- Charge satisfiedMortgage satisfy charge full01 May 2025
- Director appointedAppoint person director company with name date30 Apr 2025
- Officer resignedTermination director company with name termination date30 Apr 2025
Showing the 10 most recent of 25 filings. Upgrade for the complete history.
Register record
Company details
- Company
- Scottish Mutual Pension Funds Investment Limited
- Number
- SC061343
- Registered office
- Standard Life House, 30 Lothian Road, Edinburgh, EH1 2DH
- Incorporated
- 16 Dec 1976
- Type
- Private limited company
- Nature of business
- 66290 — Auxiliary financial services
- Status
- Active
- Region
- Scotland · Scotland
- Accounts
- Next due 30 Sept 2027
- Confirmation statement
- Next due 21 May 2027
Shared directors
Connected companies
Other companies run by the same directors are checked on paid plans — each appointment is a separate register lookup.
People & control
Who runs and owns it
36
PG
16 May 2007
ActiveHO
30 Apr 2025
ActiveIG
06 Dec 2024
ActiveBL
15 Jan 1992
DissolvedKC
—
DissolvedMH
23 Feb 2000
DissolvedMF
23 Feb 2000
DissolvedRC
01 Aug 1994
DissolvedWD
01 Sept 2006
DissolvedAN
09 Jul 2004
DissolvedCJ
14 May 1997
DissolvedCR
12 Nov 2003
DissolvedCR
—
DissolvedDC
26 Feb 2003
DissolvedGL
01 Jul 1990
DissolvedHW
—
DissolvedHD
01 Oct 2008
DissolvedJR
08 May 1991
DissolvedJJ
30 Jun 2002
DissolvedLK
16 May 2007
DissolvedLK
15 Nov 2002
DissolvedLA
05 Aug 1996
DissolvedMC
01 Sept 1993
DissolvedMF
08 Apr 2024
DissolvedMJ
—
DissolvedMD
—
DissolvedMB
31 Dec 2022
DissolvedMM
27 Jan 2010
DissolvedME
01 Sept 2006
DissolvedMS
02 Jun 2014
DissolvedMA
27 Jan 2010
DissolvedPF
—
DissolvedPA
08 Jun 1994
DissolvedPG
08 Jun 1994
DissolvedRD
01 Jan 2003
DissolvedPLActive
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Third party legal chargeoutstanding
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Standard securityfully-satisfied
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Third party legal chargeoutstanding
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Third party legal chargefully-satisfied
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Mortgageoutstanding
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- 19 Nov 1999
- Registered
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Legal chargefully-satisfied
- Created
- 30 Apr 1998
- Registered
- 08 May 1998
- Persons entitled
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CompaniesIQ presents evidence drawn from Companies House and ONS. Figures marked as modelled are derived from population and sector data. Scores are indicative, re-weight with the lens you choose, and are not financial, credit or legal advice.
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