Goldwater Mortgage And Protection Advice Limited
ActiveLiveGoldwater Mortgage And Protection Advice Limited is an active private limited company incorporated on 16 Oct 2019 (7 years ago), with its registered office in Cardiff, Wales. The company operates in Financial services.
The score, the reasons behind it, and what to do next.
A live business, still light on evidence
A registered office is on file; phone and web are checked on Pro.
Companies House · ONS · Nomis · General opportunity model · 100% of the model measurable
Financials
From Goldwater Mortgage And Protection Advice Limited's filed accounts at Companies House, period ending 2020-10-31. As-filed figures — a signal, not an audited verdict. Dashes are not tagged in the accounts.
A long-standing financial services business in Wales, in a market growing 7.4% a year and tracking below the national rate here. Every signal in the model was measurable for this company.
CompetitionRead this one the other way round: a high number means a crowded market, where differentiation matters more than timing.
Answers: Is this a live, reachable business in a market worth being in?
A balanced read. Pick the lens that matches what you sell and every number on this page re-weights.
Accounts were due 31 Jul 2022 and are not on the register — about 4 years 2 months late.
What this means for you: Overdue filings are the first thing a new supplier will notice — raise it gently, it shows you did your homework.
What we checked · General opportunity weighting
Rows marked Not checked are excluded from the score rather than assumed — the missing weight shows up as lower confidence, not as a worse company.
Commonly offered to a company like this
These are sector norms, not detected needs. CompaniesIQ never asserts what a company requires — only what the register does and does not show.
Answers: is this market big, growing and survivable — and is the region ahead or behind?
Sector size & momentum
This sector is growing more slowly in Wales than the national average — expect tighter local competition.
Companies House · every incorporation with a SIC code in this sector (34 codes)
How long companies last here
Of every 100 companies started in this sector, roughly 47 are still trading five years later. This company is past that point.
The market around it
Where the sector is heading
- 1Wales is a very high-density market for financial services, with about 17,513 companies in the same industry.
- 2Formation is slower than the national average here (+6.7% vs +7.4%), suggesting a maturing local market.
- 3Around 1,486 new companies registered in this industry locally over the last year.
- 4Sector survival sits at 47% over five years — the benchmark for businesses in this classification.
Answers: how crowded is this market, and where does this company sit against its peers?
Score distribution
A quick score from register status and company age only, because that is all the peer list carries. To compare like with like, this company is placed on the same quick score (95) — not the full 59/100 at the top of the page. Treat it as a position, not a ranking.
Peer companies
| Company | Incorporated | Location | Overall signal | Quick score |
|---|---|---|---|---|
| Alliance Mortgages LTD 11341834 · SIC 64922 | 02 May 2018 | East Midlands | Active | 100 |
| Cherry Tree Financial LTD 10097528 · SIC 64922 | 01 Apr 2016 | Yorkshire & the Humber | Active | 100 |
| Habito Mortgage Funding No.1 Limited 11996770 · SIC 64922 | 15 May 2019 | London | Active | 97 |
| Rosewood Mortgages Limited SC618752 · SIC 64922 | 21 Jan 2019 | Scotland | Active | 99 |
| RSL Legal Services Limited SC652186 · SIC 64922 | 21 Jan 2020 | Scotland | Active | 93 |
| Absolute Mortgages And Protection LTD 12278423 · SIC 64922 | 23 Oct 2019 | Yorkshire & the Humber | Active | 94 |
| GXT Financial Services LTD 14099796 · SIC 64922 | 11 May 2022 | London | Active | 80 |
| Dawn Financial LTD SC743663 · SIC 64922 | 06 Sept 2022 | Scotland | Active | 78 |
| Boosey Mortgages LTD 14102686 · SIC 64922 | 12 May 2022 | East of England | Active | 80 |
| Chapleford Mortgages And Protection Limited 14840641 · SIC 64922 | 02 May 2023 | North West | Active | 74 |
| Last Minute Mortgages Limited 11819149 · SIC 64922 | 11 Feb 2019 | London | Active | 98 |
| One Hundred Knightsbridge LTD 07214308 · SIC 64922 | 07 Apr 2010 | London | Active | 100 |
| Able Mortgages Limited 12139690 · SIC 64922 | 05 Aug 2019 | East Midlands | Active | 96 |
| North East Mortgages LTD SC625249 · SIC 64922 | 22 Mar 2019 | Scotland | Active | 98 |
| UK Mortgage Finders Limited 10185086 · SIC 64922 | 17 May 2016 | East of England | Active | 100 |
| Accio Finance LTD 11994641 · SIC 64922 | 14 May 2019 | East Midlands | Active | 97 |
| T Mcveigh Mortgages Limited 05053667 · SIC 64922 | 24 Feb 2004 | South East | Active | 100 |
| The Mortgage Shop Lisburn LTD NI630407 · SIC 64922 | 01 Apr 2015 | Northern Ireland | Active | 100 |
| Richard Smith Financial Services Limited 14866901 · SIC 64922 | 13 May 2023 | Yorkshire & the Humber | Active | 74 |
| Clear Advice Mortgage & Protection LTD 14115141 · SIC 64922 | 18 May 2022 | South West | Active | 80 |
| The Mortgage Exchange LTD SC648401 · SIC 64922 | 29 Nov 2019 | Scotland | Active | 94 |
| Alizan Mortgages LTD 13344372 · SIC 64922 | 19 Apr 2021 | Yorkshire & the Humber | Active | 86 |
| Easy Mortgages Limited 13862954 · SIC 64922 | 20 Jan 2022 | South East | Active | 82 |
| Henderson Moore Financial Solutions Limited 04529247 · SIC 64922 | 09 Sept 2002 | London | Active | 100 |
Answers: what is formally on the public register — and what has not been filed yet?
Timeline
In plain English: Received a strike-off notice without being dissolved.
- Status change / strike-offDissolved compulsory strike off suspended10 Feb 2022
- Strike-off noticeGazette notice compulsory11 Jan 2022
- Registered office changedDefault companies house registered office address applied08 Apr 2021
- Accounts filedMicro-entity accounts01 Nov 2020
- Confirmation statementConfirmation statement with no updates23 Oct 2020
- Ownership (PSC) changeNotification of a person with significant control14 Sept 2020
- Officer resignedCessation of a person with significant control03 Sept 2020
- Officer resignedTermination director company with name termination date04 Aug 2020
- Director appointedAppoint person director company with name date04 Aug 2020
- Resolution filedResolution17 Jan 2020
Showing the 10 most recent of 12 filings. Upgrade for the complete history.
Company details
- Company
- Goldwater Mortgage And Protection Advice Limited
- Number
- 12266281
- Registered office
- 12266281: COMPANIES HOUSE DEFAULT ADDRESS, Cardiff, CF14 8LH
- Incorporated
- 16 Oct 2019
- Type
- Private limited company
- Nature of business
- 64922 — Financial services
- Status
- Active
- Region
- Wales · Wales
- Accounts
- Overdue, was due 31 Jul 2022
- Confirmation statement
- Overdue, was due 29 Oct 2021
Connected companies
Other companies run by the same directors are checked on paid plans — each appointment is a separate register lookup.
Who runs and owns it
CompaniesIQ presents evidence drawn from Companies House and ONS. Figures marked as modelled are derived from population and sector data. Scores are indicative, re-weight with the lens you choose, and are not financial, credit or legal advice.